Insurance for the BusinessesOther Agencies Turn Away
Elevator Contractors · Inflatable Rentals · Used Car Dealers · Commercial Auto · Workers Comp
Florida-based, serving specialty businesses across multiple states. 100+ years combined experience. Real people answer the phone.
Trusted Carrier Partners
Our Specialties
Specialized Commercial Coverage
We specialize in commercial risks that ordinary agencies often do not understand well — and we can handle every related policy under one roof.
Inflatables & Bounce House
Annual policies with venue-ready certificates. Our #1 specialty — we know this industry inside and out.
Elevator Contractors & Inspectors
GL, professional liability for inspection work, workers comp, and commercial auto — the full elevator program from one agency.
Used Car Dealers
Garage liability, dealers open lot, garage keepers, and floor-plan lender certificates — including startup dealers working on licensing.
Contractors Insurance
GL, workers comp, commercial auto — bundled protection for contractors.
Commercial Auto
Business-use vehicle coverage for contractors, service companies, and delivery operations — quoted from a real application, not a phone tag round.
Workers Compensation
Classification-accurate workers comp for specialty trades — elevator crews, rental operations, dealerships, contractors.
Commercial Property
Protect your commercial locations, equipment, and business assets.
Cyber Liability & Fraud Protection
Protection for modern business risks including hacked email, ransomware, data breaches, fake invoices, funds transfer fraud, and social engineering scams. Coverage depends on policy wording, endorsements, and sublimits.
Our Process
How It Works
Getting the right commercial insurance shouldn't be complicated.
Tell Us About Your Business
Call us or fill out our quick form. We'll learn about your operations, risks, and needs.
We Build Custom Coverage
We shop multiple carriers to find the best coverage and rates for your situation.
Fast Certificates & Service
Get your policy bound with certificates and additional insured endorsements issued promptly.
Ongoing Protection
We monitor your coverage, handle renewals, and are always a phone call away.
Free Quote
Get Your Free Quote
Tell us about your business and we'll get back to you with a personalized commercial insurance quote — typically within 24-48 hours.
- Annual inflatable policies — not one-day event coverage
- Bundled contractor coverage: GL, auto, workers comp
- Venue-ready certificates quickly
- Help with hard-to-place commercial risks
Need Proof of Insurance?
Certificates, additional insured, waiver of subrogation — we handle it fast.
Request a CertificateNeed Proof of Insurance?
Certificates, additional insured endorsements, waiver of subrogation — handled promptly.
Why First Commercial
Why Specialty Businesses Choose Us
We don't just sell policies. We build relationships with business owners who need an insurance partner they can trust.
Talk to an Agent100+ Years Combined Experience
Our team brings deep commercial insurance knowledge to every policy.
We Answer the Phone
Talk to a real person who knows your business — not a call center.
Personalized Service
Every business is unique. We tailor coverage to your specific needs.
Specialized Markets
Hard-to-place risks, niche industries, and specialty commercial lines.
Our Approach
Insurance Is Personal.We Treat It That Way.
At First Commercial, you're not a policy number. We take the time to understand your business, your risks, and your goals — then build coverage that actually fits.
- Plain-English guidance on coverage options
- Fast certificates and additional insured requests
- Help navigating venue and permit requirements
- Annual policies — not one-day event coverage
- Hard-to-place risk expertise
"We specialize in the commercial insurance needs that other agencies turn away. If you've been told your business is hard to insure, call us."
Testimonials
Trusted by Business Owners
"First Commercial made getting our bounce house insurance straightforward. Certificates come fast and they actually answer the phone."
— Florida Inflatable Rental Operator
"As a contractor, I need my certificates yesterday. These folks get it done and understand the coverage we need for Florida job sites."
— Licensed Florida General Contractor
Frequently Asked Questions
Ready to Protect Your Business?
Get a personalized commercial insurance quote from a veteran-owned, Florida-based agency serving businesses across multiple states — and we answer the phone.