Concession Rental Insurance
Annual coverage for concession trailer and equipment rental — popcorn, cotton candy, snowcone, slushie, hot dog. Food-handling and inland marine. Certificates within 24 hours.
- Veteran-Owned
- 100+ Yrs Experience
- Fast Certificates
- Real Agents
- Florida Experts
- Veteran-OwnedIndependent agency
- 100+ Years CombinedCommercial expertise
- Florida-ResidentDeLand, FL office
- 24-Hour COIsMost certificates same business day
Trusted Carrier Partners
Why First Commercial
Why Florida Businesses Choose Us
We focus on the commercial insurance lines that need real expertise — and we treat every client like a long-term partner, not a policy number.
Annual — Not One-Day
Year-round liability that lets you bid more events without per-event quoting.
Venue-Ready Certificates
Anchoring documentation, additional insured, waiver of subrogation — fast.
Specialty Carrier Access
Bounce house and inflatable carriers that other agencies can’t place.
We Answer the Phone
Talk to a real Florida agent who knows the inflatable rental industry.
Who needs concession rental insurance
Concession rental is the food-handling layer on top of the standard party rental schedule. Operators rent trailers and machines to private events, festivals, and corporate gatherings. The added exposure is food contamination, allergic reactions, burn injuries from hot equipment, and sticky-floor slip-and-fall around the trailer.
- Concession trailer rental operators
- Tabletop machine rental (popcorn, cotton candy, snowcone)
- Mixed party rental operators with a concession line
- Festival circuit concession vendors
Food-handling exposure
Food-handling adds three injury categories on top of standard party rental risk:
- Food contamination — improperly stored ingredients, cross-contamination
- Allergic reactions — undisclosed allergens, especially nut and dairy
- Burn injuries — hot equipment surfaces, hot oil, steam
Document allergen disclosure at every event, train operators on hot-surface protocol, and post operating-temperature warnings on machines. Carriers tighten the rate when documentation is in place.
Trailer in transit and at the venue
Inland marine schedules the trailer and machines at agreed value. Commercial auto covers the trailer on public roads. We package the lines so the trailer is covered from your driveway to the event site to the customer's venue and back.
Booking concessions at a festival?
Common venue requirements
- $1M / $2M COI floor; festivals and corporate venues commonly require $2M / $1M umbrella
- Venue and event sponsor named as additional insured
- Health-department permitting where required
- Waiver of subrogation and 30-day cancellation notice